How to Submit a Superbill to Your Insurance: A Simple Guide
Navigating insurance can feel overwhelming, but it does not have to be. At Mountain Movement Chiropractic, we keep things as simple and transparent as possible.
We are now in network with Blue Cross Blue Shield (BCBS), which means we can bill BCBS directly for covered services. If you have BCBS, your visit will be billed based on the individual services provided, and your out-of-pocket cost will depend on your plan benefits, including copays, deductibles, coinsurance, and coverage limitations.
If you have a different insurance plan that we do not bill directly, or if you prefer not to use insurance, we also offer self-pay options. In those cases, we can provide a superbill upon request so you can submit it to your insurance company for possible out-of-network reimbursement.
Think of a superbill as a detailed receipt that includes the information your insurance company may need to review your claim. Below is a step-by-step guide to help you understand how it works.
What If We Do Not Bill Your Insurance Directly?
If we do not bill your insurance directly, you still may be able to seek reimbursement depending on your out-of-network benefits. In that case:
You pay at the time of your visit.
We provide clear, upfront pricing.
You can request a superbill for possible reimbursement.
This gives you flexibility while keeping the process straightforward.
What Is a Superbill?
A superbill is a detailed receipt that includes the information your insurance company may need to process an out-of-network claim. When requested, it may include:
Your personal information
Our clinic information, including name, address, tax ID, and NPI
Diagnosis codes that explain why you were treated
Procedure codes that show what services were provided
The amount paid
This document does not guarantee reimbursement, but it gives you what you need to submit a claim to your insurance company.
Step 1: Request a Superbill
We do not automatically provide a superbill after every visit. If you want to submit your visits to your insurance company for possible reimbursement, just let us know and we can provide one for you.
Step 2: Contact Your Insurance Company
Before submitting a claim, it is a good idea to contact your insurance company and ask:
Do I have out-of-network chiropractic benefits?
Do you reimburse for chiropractic care performed by an out-of-network provider?
What percentage of the visit do you reimburse?
Do I need to include a claim form with the superbill?
Where should I send or upload the claim?
Getting these answers ahead of time can save frustration later.
Step 3: Complete Any Required Claim Form
Some insurance companies require a claim form in addition to the superbill. In many cases, you can download this form from your insurance company’s website or request one directly from them.
Fill it out completely, attach your superbill, and keep copies for your records.
Step 4: Submit Your Claim
Send your completed claim form and superbill to your insurance company using the method they prefer. Some plans allow you to upload documents online, while others may require mailing them in.
Step 5: Wait for a Response
Processing times vary by insurance company, but many claims are reviewed within a few weeks. If your claim is approved, any reimbursement is typically sent directly to you, not to our office.
What If You Have BCBS?
If you have Blue Cross Blue Shield, we can bill BCBS directly for covered services. That means you usually do not need a superbill for standard BCBS claims.
Your visit will be billed based on the individual services provided, not a flat visit rate. Your final out-of-pocket amount will depend on your specific plan benefits.
Self-Pay and Discounted Payment Options
For patients who are not using insurance, we offer straightforward self-pay pricing. We also continue to offer discounted self-pay rates through our ChiroHealthUSA Discount Medical Plan Organization (DMPO) for patients who enroll.
This helps keep care accessible and pricing transparent.
Why Patients Like This Approach
Transparency
You know how the process works and what to expect.Flexibility
You can use BCBS if you have it, request a superbill for possible reimbursement through another plan, or choose self-pay.Simplicity
Our goal is to make getting care easier, not more confusing.
At Mountain Movement Chiropractic, we want the billing side of care to feel as straightforward as the treatment itself. Whether you are using BCBS, submitting a superbill, or choosing self-pay, we are here to help you understand your options..
Helpful Links
To make your life easier, we have included links to submit a claim to the most common health insurance companies in South Dakota.
Come see us today!
📍 Mountain Movement Chiropractic – Spearfish, SD
📅 Schedule an Appointment Today!